diff --git a/src/pickup.c b/src/pickup.c
index aeb6f2860..8cec927df 100644
--- a/src/pickup.c
+++ b/src/pickup.c
@@ -1897,27 +1897,17 @@ struct obj *
 pick_obj(struct obj *otmp)
 {
     struct obj *result;
-    int ox, oy;
-    boolean robshop = FALSE;
+    coordxy ox, oy;
+    boolean robshop, fromfloor = otmp->where == OBJ_FLOOR;
 
-    if (otmp->ox == 0 && otmp->oy == 0) {
-        if (u.uswallow && u.ustuck && otmp->where == OBJ_MINVENT
-            && otmp->ocarry == u.ustuck) {
-            otmp->ox = u.ustuck->mx;
-            otmp->oy = u.ustuck->my;
-        } else {
-            /* this will be a problem for newsym below */
-            impossible("otmp has no location coordinates <%d, %d> where=%d.",
-                       otmp->ox, otmp->oy, otmp->where);
-        }
-    }
+    /* otmp is either on the floor or in an engulfer's inventory; for the
+       latter, its <ox,oy> probably won't be set */
+    (void) get_obj_location(otmp, &ox, &oy, 0);
 
-    ox = otmp->ox;
-    oy = otmp->oy;
     robshop = (!u.uswallow && otmp != uball && costly_spot(ox, oy));
-
     obj_extract_self(otmp);
-    newsym(ox, oy);
+    if (fromfloor)
+        newsym(ox, oy);
 
     /* for shop items, addinv() needs to be after addtobill() (so that
        object merger can take otmp->unpaid into account) but before
diff --git a/sys/windows/consoletty.c b/sys/windows/consoletty.c
index 5f2a4bbfd..5b5b77070 100644
--- a/sys/windows/consoletty.c
+++ b/sys/windows/consoletty.c
@@ -3120,17 +3120,17 @@ default_checkinput(
         if (dwWait == WAIT_FAILED)
             return '\033';
 #endif
-#ifdef INSURANCE
         if (iflags.idlecheckpoint
             && dwWait == WAIT_TIMEOUT && !done_a_checkpoint) {
             /* no input for 30 seconds, so let's take
              * advantage and do a game checkpoint,
              * then resume the wait.
              */
+#ifdef INSURANCE
             save_currentstate();
+#endif  /* INSURANCE */
             done_a_checkpoint = TRUE;
         } else
-#endif  /* INSURANCE */
         {
             ReadConsoleInput(hConIn, ir, 1, count);
             if (mode == 0) {